Burgan Yatırım

　　Burgan Yatırım, a subsidiary of Burgan Bank Turkey, stands out for its commitment to providing value-adding services to both individual and institutional investors. Burgan Yatırım offers a diverse range of securities and services tailored to investors' needs, supported by user-friendly platforms like Burgan Trade Mobile and Burgan Trade Web.

　　Burgan Yatırım offers five living account options based on the volume or market value of securities traded. Investors can access the platform through two user-friendly interfaces: Burgan Trade Mobile and Burgan Trade Web. However, one of its drawback is that it is not regulated.

• Pros & Cons of Burgan Yatırım

Pros	Cons
Comprehensive range of investment services	Lack of regulation
Advanced security measures	Dependence on Burgan Bank Turkey
Extensive research and educational resources

Pros:

　　- Comprehensive range of investment services: Burgan Yatırım offers a wide array of investment options, catering to both individual and institutional investors.

　　- Advanced security measures: The platform prioritizes client security through the implementation of SSL encryption, firewall protection, and session security protocols.

　　- Extensive research and educational resources: Burgan Yatırım equips investors with valuable insights and tools through model portfolios, newsletters, technical analyses, and educational content.

Cons:

　　- Absence of Valid Regulation: Despite offering robust security measures and comprehensive services, Burgan Yatırım operates without valid regulation, potentially raising concerns about regulatory compliance and investor protection.

　　- Dependence on Burgan Bank Turkey: As a subsidiary of Burgan Bank Turkey, Burgan Yatırım‘s performance and stability may be influenced by the parent company’s financial health and strategic decisions, posing a risk to investors.

• Is Burgan Yatırım Safe？

　　Burgan Yatırım promotes various security measures to safeguard clients' information and transactions on their platform. They utilize a GlobalSign Extended SSL security certificate with 128-bit encryption across all browsers, including on smartphones, to ensure secure data transfer between users and the server. Additionally, they employ different firewall security devices to enhance protection against potential cyber threats. To counter key-logger programs that record keystrokes, Burgan Yatırım offers a “Virtual Keyboard” application for secure input of passwords. They also maintain security by retaining password characters used during login to their online branch, Burgan TRADE.

　　In terms of user activity, Burgan Yatırım ensures session security by automatically logging out inactive users after 30 minutes, mitigating the risk of unauthorized access. They further prioritize user privacy and transaction security by implementing an application security layer to uphold the confidentiality of user details and financial information.



　　However, one critical drawback of Burgan Yatırım is the absence of valid regulation. This means that the platform operates without government or financial authority oversight, introducing a significant level of risk for investors. Without regulatory supervision, there is a potential for misconduct, fraud, and the misappropriation of funds by the platform operators. Consequently, investors face the danger of financial loss and lack legal recourse in case of malpractice or the platform's sudden closure.

• What are Securities to Trade with Burgan Yatırım？

　　Burgan Yatırım provides a range of securities and services tailored to meet the needs of investors. These include stocks, exchange-traded funds (ETFs), bonds, equity, short selling & borrowing share market transactions, warrants, futures & options market (VIOP), mutual funds, and fixed income securities.

　　- Stocks: Investors can trade shares of publicly listed companies on various stock exchanges, allowing them to participate in the ownership of these companies and potentially benefit from their growth and performance.

　　- Exchange-Traded Funds (ETFs): ETFs are investment funds that are traded on stock exchanges, representing a basket of assets such as stocks, bonds, or commodities. They offer diversification and flexibility for investors seeking exposure to specific sectors or markets.

　　- Bonds: Burgan Yatırım provides access to fixed-income securities issued by governments, municipalities, and corporations. Bonds offer regular interest payments and the return of principal upon maturity, making them suitable for income-oriented investors.

　　- Equity: Equity investments involve purchasing ownership stakes in companies, typically through stocks. Investors can benefit from capital appreciation and dividends as the company grows and generates profits.

　　- Short Selling & Borrowing Share Market Transactions: This involves selling borrowed securities with the intention of buying them back at a lower price, profiting from a decline in the securitys value. It allows investors to potentially profit from falling prices in the market.

　　- Warrants: Warrants are financial instruments that give the holder the right, but not the obligation, to buy or sell an underlying asset at a specific price before a certain date. They can offer leverage and speculative opportunities for investors.

　　- Futures & Options Market (VIOP): Investors can trade futures and options contracts on various underlying assets, including commodities, currencies, and stock indices. In Futures and Options Market transactions, the upper limit of position size has been determined as 17,400,000 TL.

　　- Mutual Funds: Burgan Yatırım offers access to professionally managed investment funds that pool money from multiple investors to invest in a diversified portfolio of securities. Mutual funds provide diversification and professional management for investors with varying risk preferences.

　　- Fixed Income Securities: These include a variety of debt instruments such as government bonds, Eurobonds, private sector bonds and participate in initial issuances, offering predictable income streams and capital preservation for investors.

　　Besides, for investors seeking guidance and expertise, Burgan Yatırım offers investment consultancy services to help them navigate the complexities of the financial markets and make informed decisions. Additionally, the platform facilitates public offerings, providing opportunities for investors to participate in initial public offerings (IPOs) and other public offerings of securities.



• Burgan Yatırım Accounts

　　Burgan Yatırım offers five living account types to cater to the needs of different clients:

　　- Overseas Investment Account: This account allows clients to invest in overseas markets in USD, EUR, and GBP currencies. There is no lower limit for opening the account or conducting transactions, providing flexibility for investors to participate in international markets.

　　- Individual Investment Account: Individuals can open investment accounts to trade securities and access various investment products offered by Burgan Yatırım. These accounts are tailored to meet the needs of individual investors.

　　- Joint Investment Account: Joint accounts allow multiple individuals to invest together, sharing ownership of the account and jointly making investment decisions. This account type is suitable for couples, family members, or business partners who want to invest collectively.

　　- Corporate Investment Account: This account type is designed for businesses and corporations looking to invest in financial markets. It provides access to a wide range of investment products and services tailored to meet the specific needs of corporate clients.

　　- Demo Accounts: Burgan Yatırım also offers demo accounts, allowing clients to practice trading and familiarize themselves with the platforms features and functionalities without risking real money. Demo accounts are valuable tools for new investors to gain experience and confidence before engaging in actual trading activities.

• Burgan Yatırım Fees Review

　　Burgan Yatırım applies commission rates and minimum fees based on the trading volume or market value of the securities traded.

• 　　Stocks & ETPs Commission (Based on Trading Volume):

　　- North America

　　NASDAQ: 0.20% commission with a minimum of 15 USD

　　NASDAQ (Small Cap): 0.20% commission with a minimum of 15 USD

　　New York Stock Exchange: 0.20% commission with a minimum of 15 USD

　　- Europe

　　BME Spanish Exchanges: 0.20% commission with a minimum of 15 EUR

　　London Stock Exchange (LSE): 0.20% commission with a minimum of 15 GBP

　　London Stock Exchange (IOB): 0.20% commission with a minimum of 20 GBP

　　- Other European exchanges follow a similar structure with 0.20% commission and a minimum in the local currency.

• 　　Bonds Commission (Based on Market Value):

　　U.S. Government & Corporate Bonds: 0.20% commission with a minimum of 150 EUR

　　European Government & Corporate Bonds: 0.20% commission with a minimum of 150 EUR

　　Bonds from Middle East & Europe, Middle East & Africa, Asia, Australia & New Zealand: 0.20% commission with a minimum of 150 EUR for each category.

　　Besides, in bond transactions in international markets, a commission rate of 0.20% (equivalent to 2 per thousand) is applied on the nominal amount for both buying and selling, with a minimum commission of 150 Euros for each transaction. Additionally, an annual custody fee of 6 basis points on the nominal amount is calculated daily and credited to customer accounts monthly. Various minimum nominal amounts are enforced based on the bond types traded, and trading is restricted to nominal amounts above 10,000 for all bond types.

　　For stock transactions, a daily custody fee of 6 basis points is calculated based on the stock's monetary value and credited to customer accounts monthly. When trading in a currency different from your account's currency, a conversion fee of 50 basis points applies. For example, if you trade European stocks with USD collateral, this fee will be applied.

　　ADR (American Depositary Receipt) represents shares of a foreign company traded in the US markets and is listed alongside relevant assets on our platform. ADR holders incur fees ranging from $0.01 to $0.05 per ADR, which may occur 1 to 4 times annually.

　　Bonds Commission & Custody Fees (International Markets):

Transaction Type	Commission Rate	Minimum Commission	Custody Fee	Minimum Nominal Amount
Buying	0.2 %	150 EUR	6 basis points/day	10,000 nominal
Selling

　　Stocks Custody & Conversion Fees:

Transaction Type	Custody Fee	Conversion Fee
Buying/Selling	6 basis points/day	50 basis points

　　ADR (American Depositary Receipt) Fees:

Fee Type	Fee Amount	Frequency
ADR Holding	$0.01 - $0.05/ADR	1 to 4 times/year

• Burgan Yatırım App Review

　　Burgan Yatırım provides two user-friendly platforms for investors: Burgan Trade Mobile and Burgan Trade Web.

• 　　Burgan Trade Mobile

　　With Burgan Trade Mobile, users can conveniently execute domestic stock, warrant, and VIOP transactions, along with managing public offering requests, all from the palm of their hand. The app offers real-time market monitoring, expert insights from Burgan Investment Research, and a cockpit display for swift order submission.

　　Investors can also track intraday orders and portfolio performance, manage order cancellations and improvements, and conduct EFT transactions and VIOP collateral transfers. Additionally, customizable features such as watchlists, alarm settings, and various order types provide flexibility to users. It can be downloaded via Google Pay and App Store.



• 　　Burgan Trade Web

　　On the other hand, Burgan Trade Web offers similar functionalities in a desktop environment. Designed for speed, simplicity, and ease of use, the web application allows users to execute domestic stock, VIOP, warrant, and mutual fund transactions, as well as enter public offering requests.

　　Investors can monitor intraday orders, view account statements, and conduct EFT transactions and VIOP collateral transfers. The platform also supports customizable features like watchlists, alarm settings, and one-click order management via the cockpit screen.



• 　　Research & Education

　　Burgan Yatırım offers extensive research and educational resources to support investors in navigating both domestic and overseas markets effectively.

　　In terms of domestic markets, investors can access a wide range of research materials, including model portfolios, newsletters, company and industry reports, technical overviews, and analysis & statistics. These resources provide valuable insights into market trends, individual companies, and industry dynamics, helping investors make informed investment decisions.

　　For those interested in long-term investment strategies, Burgan Yatırım provides the 2024 Long-Term Model Portfolio, offering a roadmap for building a resilient investment portfolio over time.

　　Moreover, the platform offers educational content such as useful tips, which can enhance investors' understanding of market dynamics, investment strategies, and risk management principles.

　　In addition to domestic markets, Burgan Yatırım also covers overseas markets, providing similar research materials tailored to international investment opportunities.



• Customer Service

　　Customers can get in touch with customer service line using the information provided below:

　　Telephone: +90 212 317 28 00

　　Fax: (0212) 317 27 26

　　Address: Maslak District, Eski Büyükdere Caddesi Güney Plaza No:13 Kat. 9 34485 Sarıyer, Istanbul SARIYER / ISTANBUL / TURKEY

　　Moreover, clients could get in touch with this broker through the social media, such as Twitter, Facebook, Instagram, YouTube and Linkedin.

• Conclusion

　　In conclusion, Burgan Yatırım offers a comprehensive range of securities products to individual and institutional investors. It offers client security measures such as SSL encryption and firewall protection. The platform provides a user-friendly experience with multiple account options including demo accounts and platforms for investors to access and trade various securities. However, it it noted that it is not regulated by any institution.

　　Overall, Burgan Yatırım's blend of technology-driven services, robust security measures, and comprehensive educational support make it a valuable resource for beginners and experienced traders.

Frequently Asked Questions (FAQs)

What types of securities can I invest in with Burgan Yatırım？

　　You can trade stocks, exchange-traded funds (ETFs), bonds, equity, short selling & borrowing share market transactions, warrants, futures & options market (VIOP), mutual funds, and fixed income securities.

How can I contact the customer support team at Burgan Yatırım？

　　You can contact via telephone: +90 212 317 28 00, fax: (0212) 317 27 26, Twitter, Facebook, Instagram, YouTube and Linkedin.

How can I withdraw money from Burgan Yatırım？

　　You can withdrawal money via bank transfers.

Is Burgan Yatırım a good platform for beginners？

　　Yes. It provides demo accounts and educational support for beginners that they can learn more transaction knowledge.

Risk Warning

　　The information provided is based on WikiStock's expert evaluation of the brokerage's website data and is subject to change. Besides, online trading entails substantial risks, potentially leading to total loss of invested funds, so comprehending associated risks before engaging is crucial.