银泰证券

YINTAI Securities
WikiStock Rating	⭐⭐⭐⭐
Account Minimum	N/A
Trading Fees	Commission fees capped at 0.3%
Account Related Fees	Not required
Interests on Uninvested Cash	N/A
Margin Interest Rates	8.35% per year for financing, 10.35% per year for margin fee
Mutual Funds Offered	Yes
App/Platform	Yintai Zhangyibao, Yintai Palm E
Promotion	Yes

What is YINTAI Securities？

　　YINTAI Securities offers a wide array of tradable securities and services, including stocks, funds, bonds, and options.

　　While providing competitive margin rates, their commission fees are relatively high, capped at 0.3%. Established in an undisclosed location, YINTAI Securities operates within regulatory parameters set by the China Securities Regulatory Commission (CSRC), ensuring investor protection. Their offerings are accessible primarily through their user-friendly mobile platform.

Pros and Cons

　　YINTAI Securities boasts a wide range of tradable securities, providing investors with ample opportunities to diversify their portfolios and explore various asset classes. This extensive selection enhances flexibility and enables investors to align their investments with their financial goals and risk preferences. Moreover, the user-friendly mobile platform enhances accessibility, allowing investors to conveniently manage their portfolios and execute trades on-the-go. Additionally, YINTAI Securities' regulation by the China Securities Regulatory Commission (CSRC) instills confidence among investors, signaling adherence to stringent regulatory standards and ensuring a level of oversight and protection.

　　However, the high commission fees, capped at 0.3%, could potentially deter cost-conscious investors seeking more affordable trading options. Furthermore, the limitation of the official website to Chinese only may pose challenges for non-Chinese-speaking investors, potentially hindering their ability to access crucial information and services.

Is YINTAI Securities Safe？

• 　　Regulations:

　　YINTAI Securities holds one securities license, specifically issued by the China Securities Regulatory Commission (CSRC), denoting its compliance with regulatory standards in the securities trading domain. The license underscores YINTAI Securities' authorization to engage in securities trading activities within the regulatory framework set forth by the CSRC.



• 　　Funds Safety:

　　The customer's account balance in YINTAI Securities is insured. The coverage amount typically depends on the regulations of the jurisdiction where the brokerage operates.

• 　　Safety Measures:

　　YINTAI Securities implements stringent security measures to safeguard its users' sensitive information and assets, including two-factor authentication and account inactivity monitoring.

What are Securities to Trade with YINTAI Securities？

　　YINTAI Securities offers a wide range of tradable securities, providing investors with opportunities to engage in various asset classes.

　　Investors can trade stocks, encompassing both A-shares listed on the Shanghai and Shenzhen markets, as well as B-shares. These stocks represent ownership in publicly listed companies and are subject to market fluctuations.

　　Additionally, YINTAI Securities facilitates trading in securities investment funds, including closed-end funds, ETFs, and LOF funds. These funds pool investors' money to invest in a diversified portfolio of assets, offering exposure to different sectors and markets.

　　Bonds, such as government bonds, corporate bonds, and company bonds, are also available for trading. Bonds provide fixed-income streams and are considered relatively stable investments compared to equities.

　　Furthermore, YINTAI Securities allows trading in warrants, offering investors the right, but not the obligation, to buy or sell an underlying security at a predetermined price within a specified timeframe.

YINTAI Securities Fees Review

• 　　Commissions and Fees

　　Shanghai Market and Shenzhen Market A-shares:

• 　　Commission: Not exceeding 0.3% of the transaction amount, charged in both directions, starting from 5 yuan.

• 　　Stamp duty: 0.05% of the transaction amount charged to the seller.

• 　　Share transfer fee: 0.001% of the transaction amount, charged in both directions.

• 　　Securities business supervision fee: 0.002% of the transaction amount, charged in both directions.

• 　　Securities transaction handling fee: 0.00341% of the transaction amount, charged in both directions.

　　B Shares:

• 　　Commission Shanghai Market No more than 0.3% of the transaction amount, with a minimum of 1 USD;

• 　　Commission Shenzhen Market: No more than 0.3% of the transaction amount, with a minimum of 5 HKD

• 　　Stamp duty: 0.05% of the transaction amount charged to the seller.

• 　　Settlement fee: 0.002% of the transaction amount, charged in both directions, not exceeding US$50.

　　Warrants:

• 　　Commission: Not exceeding 0.3% of the transaction amount, starting from 5 yuan.

• 　　Securities transaction handling fee: 0.0045% charged bilaterally based on the transaction amount.

　　Securities Investment Funds (Closed-end Funds, ETF Funds, LOF Funds):

　　Commission: Not exceeding 0.3% of the transaction amount, starting from 5 yuan.

　　Securities transaction handling fee: 0.004% charged bilaterally based on the transaction amount.

　　Bonds (Government Bonds, Corporate Bonds, Company Bonds, etc.):

• 　　Commission: 0.02% of the transaction amount, starting from 1 yuan.

　　Convertible Bonds and Exchangeable Corporate Bonds:

• 　　Commission Shanghai Market Not exceeding 0.02% of the transaction amount, starting from 1 yuan.

• 　　Commission Shenzhen Market: No more than 0.1% of the transaction amount in both directions

　　Comparing these fees with popular brokers, YINTAI Securities' commission fees generally fall within the average range, with most transactions ranging from 0.1% to 0.3% of the transaction amount. However, some fees, such as the commission for Shanghai and Shenzhen A-shares and settlement fees for B Shares, may be considered slightly higher than average.

Security Type	Shanghai Market	Shenzhen Market
Shanghai and Shenzhen A-Shares	Commission: No more than 0.3% of the transaction amount in both directions, with a minimum of 5 yuan	Commission: No more than 0.3% of the transaction amount in both directions, with a minimum of 5 yuan
	Stamp duty: 0.05% of the transaction amount charged to the seller	Stamp duty: 0.05% of the transaction amount charged to the seller
	Share transfer fee: 0.001% of the transaction amount in both directions	Share transfer fee: 0.001% of the transaction amount in both directions
	Securities business supervision fee: 0.002% of the transaction amount in both directions	Securities business supervision fee: 0.002% of the transaction amount in both directions
	Securities trading handling fee: 0.00341% of the transaction amount in both directions	Securities trading handling fee: 0.00341% of the transaction amount in both directions
Preferred Stock	Commission: No more than 0.3% of the transaction amount in both directions, with a minimum of 5 yuan	Commission: No more than 0.3% of the transaction amount in both directions, with a minimum of 5 yuan
	Stamp duty: 0.05% of the transaction amount charged to the seller	Stamp duty: 0.05% of the transaction amount charged to the seller
	Securities business supervision fee: 0.002% of the transaction amount in both directions	Securities business supervision fee: 0.002% of the transaction amount in both directions
	Securities trading handling fee: 0.0001% of the transaction amount in both directions	Securities trading handling fee: 0.002728% of the transaction amount in both directions
B-Shares	Commission: No more than 0.3% of the transaction amount, with a minimum of 1 USD	Commission: No more than 0.3% of the transaction amount, with a minimum of 5 HKD
	Settlement fee: 0.002% of the transaction amount in both directions, not exceeding 50 USD	Settlement fee: 0.002% of the transaction amount in both directions, not exceeding 500 HKD
	Stamp duty: 0.05% of the transaction amount charged to the seller	Stamp duty: 0.05% of the transaction amount charged to the seller
	Securities business supervision fee: 0.002% of the transaction amount in both directions	Securities business supervision fee: 0.002% of the transaction amount in both directions
	Securities trading handling fee: 0.00341% of the transaction amount in both directions	Securities trading handling fee: 0.00341% of the transaction amount in both directions
Warrants	Commission: No more than 0.3% of the transaction amount in both directions, with a minimum of 5 yuan	Commission: No more than 0.3% of the transaction amount in both directions, with a minimum of 5 yuan
Securities Investment Funds (Closed-End Funds, ETF Funds, LOF Funds)	Commission: No more than 0.3% of the transaction amount in both directions, with a minimum of 5 yuan	Commission: No more than 0.3% of the transaction amount in both directions, with a minimum of 5 yuan
Bonds (Government Bonds, Corporate Bonds, Corporate Bonds, etc.)	Commission: 0.02% of the transaction amount in both directions, with a minimum of 1 yuan	Commission: 0.02% of the transaction amount in both directions, with a minimum of 0.1 yuan
Convertible Bonds	Commission: No more than 0.02% of the transaction amount in both directions, with a minimum of 1 yuan	Commission: No more than 0.1% of the transaction amount in both directions



• 　　Margin Interest Rate

　　YINTAI Securities offers a margin interest rate of 8.35% per year for financing, and a margin fee rate of 10.35% per year. Penalty interest is also charged at this rate for overdue margin accounts.



YINTAI Securities App Review

• 　　App view

　　YINTAI Securities provides Yintai Zhangyibao, a versatile platform available for both Android and iPhone users. This app serves as a comprehensive tool for investors, offering features like securities account management, stock trading, real-time market updates, and access to essential investment information. Its popularity among users underscores its effectiveness in meeting the various needs of investors, providing them with a convenient and intuitive platform to navigate the complexities of the stock market.

　　YINTAI Securities also offers Yintai Palm E. With Yintai Palm E, investors can browse market conditions, track stock trends, and execute trades while on the move. Its user-friendly interface and robust features make it a preferred choice for investors seeking to stay informed and capitalize on market opportunities anytime, anywhere.



• 　　Trading platforms

　　YINTAI Securities offers the Yintai Financial Terminal, a comprehensive financial platform designed to provide users with a wide array of market data, information, and transaction capabilities. With its visually upgraded interface and enhanced graphic trading style, this terminal offers centralized access to market conditions, transactions, self-selection tools, and information resources. Investors can conveniently navigate various markets, including Shanghai, Shenzhen, and Hong Kong stocks, funds, options, and bonds, facilitating informed decision-making and efficient investment management.

　　Moreover, YINTAI Securities offers the Tongdaxin stock options simulation trading platform, specifically tailored for individual stock options simulation testing. This client serves as a valuable tool for investors looking to hone their trading strategies and skills in a risk-free virtual environment before engaging in actual market transactions.



　　Flush is another offering by YINTAI Securities, presenting a user-friendly interface and robust functionalities to facilitate stock and securities analysis and trading. The full version of Flush supports unified login for market trading, ensuring a friendly trading experience across various markets, including Shanghai, Shenzhen, Hong Kong stocks, and futures. It provides access to rich information resources, including Tonghuashun and Hong Kong and Macao information, empowering investors with comprehensive market insights and analysis tools. Additionally, Flush supports various trading functions such as stock trading, new stock subscriptions, and multi-bank custody.



Research & Education

　　YINTAI Securities provides a robust array of educational resources empowering investors with knowledge and awareness. Their website features sections on investor protection, offering updates on regulatory measures and initiatives promoting financial literacy.

　　The Stockholder School offers insights into market regulations and investment risks, keeping investors informed about changes in trading rules.

　　The Anti-Money Laundering column underscores their commitment to compliance and ethical practices.



Customer Service

　　YINTAI Securities offers customer support through their hotline at 95341, available during regular business hours. For reporting illegal securities activities, customers can contact them via email at ytjhb@ytzq.com.

Conclusion

　　YINTAI Securities presents a plethora of tradable securities and provides a user-friendly mobile platform, enhancing accessibility and convenience for investors. The regulatory oversight by the China Securities Regulatory Commission further bolsters confidence in the platform's reliability and security measures.

　　The platform serves well to experienced investors seeking various investment opportunities and value the convenience of mobile trading. However, its high fees deter cost-conscious investors.

FAQs

• 　　Is it safe to trade on YINTAI Securities？

• 　　YINTAI Securities is regulated by the China Securities Regulatory Commission, ensuring compliance with industry standards and providing investor protection measures.

• 　　Is YINTAI Securities a good platform for beginners？

• 　　YINTAI Securities' user-friendly mobile app and educational resources make it suitable for beginners to navigate and learn about investing.

• 　　Is YINTAI Securities legit？

• 　　Yes, YINTAI Securities is a legitimate brokerage firm regulated by the China Securities Regulatory Commission, ensuring adherence to regulatory standards and investor protection.

• 　　Is YINTAI Securities good for investing/retirement？

• 　　With its various array of tradable securities and competitive margin rates, YINTAI Securities can be a viable option for long-term investing and retirement planning.

Risk Warning

　　The information provided is based on WikiStock's expert evaluation of the brokerage's website data and is subject to change. Besides, online trading entails substantial risks, potentially leading to total loss of invested funds, so comprehending associated risks before engaging is crucial.